Loan Modification Fraud…. “But the bank said they were working on my modification”

Potential clients often tell me, “But the bank said they were working on my loan modification and that I wasn’t in foreclosure but they foreclosed my house anyway!”  My predictable and frustrating response is almost always, “Texas law does not protect verbal representations, although they may be immoral or unethical, they’re not illegal”.  It’s not […]